Keeli,

Thanks for meeting with me last night. I want to reiterate what positive results we have had since joining Group Services for the administration of the self-funding portion of our health insurance plan. We began this program October 1, 2003, and as a result have saved $286,136. We can only assume that the Wellmark Blue Cross Blue Shield rates will continue to change, and if we factor in a conservative 10% increase in premium cost per year, the savings increases to $466,328. That is phenomenal! Thanks for all your help and we look forward to continuing our partnership with Group Services in the future.

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